Firstcard is a secured credit card that helps you build credit. Secured credit cards are a type of credit card. Secured credit cards are like training wheels for managing credit. The cards require you to put down some money as a safety deposit and this becomes your spending limit. It makes sure that you can't spend more than you have, keeping you safe from getting into big debt and ensuring safe credit building habits.

In other words, what you deposit is what you can spend. By using Firstcard for purchases and making timely payments, your on-time credit activities are reported to the major credit bureaus and you can establish or improve your credit score over time. 

One thing to note is that unlike a traditional credit card, Firstcard does not offer a line of credit.