It’s very easy to start your credit building journey with Firstcard!

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To start building credit with Firstcard:

1. Sign up for Firstcard
2. Add money
3. Add Firstcard to your Apple Pay or Google Wallet to use the card virtually and/or order a physical card within the app 
4. Make sure you turn on Autopay
5. Make purchases using your Firstcard
6. We will report your on-time payment to the three major credit bureaus

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Firstcard is a secured credit card that helps you build credit. Secured credit cards are like training wheels for managing credit. Firstcard requires you to put down some money as a safety deposit and this becomes your spending limit. It makes sure that you can't spend more than you have, keeping you safe from getting into big debt and ensuring safe credit building habits.

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In other words, what you deposit is what you can spend. By using Firstcard for purchases and making timely payments, your on-time credit activities are reported to the major credit bureaus and you can establish or improve your credit score over time.