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La mejor tarjeta para construir tu crédito

La mejor tarjeta para generar crédito

Accepts immigrants and internationals without an SSN
Accepts immigrants and internationals without an SSN
Acepta inmigrantes y estudiantes internacionales sin SSN
Genera crédito más rapido
Sin verificación de crédito
Get up to 4.00% APY
Info
Obtenga hasta un 15% de reembolso en comercios seleccionados
Obtenga hasta 4.25% APY
Info
0% APR
No proporcionamos una línea de crédito. Lo que depositas es lo que puedes gastar.
Solicitar Ahora
Estás preaprobado.
¡Aplica hoy! No es necesaria una verificación crediticia estricta.
Solicitar Ahora
Estás preaprobado.
¡Aplica hoy! No es necesaria una verificación crediticia estricta.
Como visto en

¿Sin SSN? Comience con un pasaporte

No tiene sentido para nosotros que personas con buenos antecedentes financieros en su país de origen sean rechazadas para solicitudes de tarjetas de crédito en los EE. UU. Con Firstcard, las personas sin un SSN pueden solicitar una tarjeta de crédito con su pasaporte.
Solicitar Ahora
Learn more

Mira lo que nuestros usuarios
aman de nosotros.

This is some text inside of a div block.
A must-have for International Students

Firstcard has been an essential tool for me as an international student from India. The app is easy to navigate and offers fantastic features tailored for students

Anika K
Helped me build credit abroad!

The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app’s security features and the easy money transfers.

Alec P
The best credit card experience!

The benefits and support provided by Firstcard are fantastic for international  students. Would highly recommend to any international student looking for the best card to start building credit in the US

Omari A
Firstcard makes my financial life abroad much easier

Managing my finances in a new country was a major concern, but Firstcard made it so much easier.  The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!

Paolo G
The easiest way to build credit in the US!

If you’re an international student looking for the easiest way to start building credit in the US look no further! Firstcard’s credit-building features are top-notch, and the ease of use without requiring an SSN are just a few of the reasons why I love Firsctard.

Nicholas S.
Safe Credit Building with Autopay!

I love using Firstcard as an international student! The autopay feature ensures my card is always paid off on time, helping me to build credit safely. The excellent cashback rewards are a great way to save a little extra money whenever I shop or eat out. Thanks to Firstcard, I’m able to build my credit and manage my expenses effectively in the US.

Patricia P
Firstcard makes credit building fun!

Firstcard's cashback program has been a fantastic bonus for me as an international student. Earning up to 15% cashback when I dine out or buy boba and enjoying an additional 10% cashback through the app’s spinning wheel have made managing my expenses while building credit much more fun and rewarding.

Leon Y
Love the app!

As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend.  Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use!  I'm a huge fan of Firstcard!

Yo Shibata
My favorite app for finances

Whether I’m tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!

Bella H.
A great card for immigrants!

Getting started with Firstcard was smooth and hassle-free, even without an SSN. The app is intuitive, and the financial tools have been very helpful in managing my budget and building credit. A great card for immigrants!

Amin H.
A lifesaver

Firstcard made it incredibly easy for me to establish credit as a new immigrant. The fact that they don't require an SSN was a lifesaver and the high cashback rates are just icing on the cake!

Henry Z.
A must-have for newcomers

Firstcard's approach to helping immigrants build credit is outstanding. The customer service is very supportive, and the cashback rewards make everyday purchases more rewarding. It's a must-have for newcomers.

Vidya K.
Reliable and user-friendly!

Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.

Amara A.
The best way to build credit without an SSN

As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.

Hana P.
The stress-free way to build credit in college

Firstcard has been a game-changer for my finances as a college student. The cashback rewards are fantastic, and I love that there are no hidden fees. It's perfect for managing my spending and building credit without stress.

Brody M.
A must have!

Firstcard offers a top-notch banking experience that’s convenient, secure, and reliable. From the moment I signed up I was impressed by its user-friendly interface and seamless integration. I highly recommend it to anyone looking for a modern payment solution!!

Bella H.
Perfect for international students & immigrants!

This app is great to build credit and not worrying about overspending.

I recommend this to college students who are in need of building strong credit.

Boris M.
Easy to use credit builder card

The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.

Katherine K.
A must-have for International Students

Firstcard has been an essential tool for me as an international student from India. The app is easy to navigate and offers fantastic features tailored for students

Anika K
Helped me build credit abroad!

The app is straightforward to use, and the financial tools have helped me manage my budget effectively. I love the peace of mind that comes with the app’s security features and the easy money transfers.

Alec P
The best credit card experience!

The benefits and support provided by Firstcard are fantastic for international  students. Would highly recommend to any international student looking for the best card to start building credit in the US

Omari A
Firstcard makes my financial life abroad much easier

Managing my finances in a new country was a major concern, but Firstcard made it so much easier.  The support team is always responsive and helpful, and I can ask questions and receive help in Spanish which is amazing!

Paolo G
The easiest way to build credit in the US!

If you’re an international student looking for the easiest way to start building credit in the US look no further! Firstcard’s credit-building features are top-notch, and the ease of use without requiring an SSN are just a few of the reasons why I love Firsctard.

Nicholas S.
Safe Credit Building with Autopay!

I love using Firstcard as an international student! The autopay feature ensures my card is always paid off on time, helping me to build credit safely. The excellent cashback rewards are a great way to save a little extra money whenever I shop or eat out. Thanks to Firstcard, I’m able to build my credit and manage my expenses effectively in the US.

Patricia P
Firstcard makes credit building fun!

Firstcard's cashback program has been a fantastic bonus for me as an international student. Earning up to 15% cashback when I dine out or buy boba and enjoying an additional 10% cashback through the app’s spinning wheel have made managing my expenses while building credit much more fun and rewarding.

Leon Y
Love the app!

As an immigrant founder, I had no idea how to start building credit when I moved to the U.S. Then I learned about Firstcard through a friend.  Firstcard made building credit so much easier. I was able to increase my credit score by 20+ in just a few weeks and the app is so simple to use!  I'm a huge fan of Firstcard!

Yo Shibata
My favorite app for finances

Whether I’m tracking expenses or making purchases, everything is just a few taps away saving me time and hassle. Firstcard has revolutionized the way I manage my finances!

Bella H.
A great card for immigrants!

Getting started with Firstcard was smooth and hassle-free, even without an SSN. The app is intuitive, and the financial tools have been very helpful in managing my budget and building credit. A great card for immigrants!

Amin H.
A lifesaver

Firstcard made it incredibly easy for me to establish credit as a new immigrant. The fact that they don't require an SSN was a lifesaver and the high cashback rates are just icing on the cake!

Henry Z.
A must-have for newcomers

Firstcard's approach to helping immigrants build credit is outstanding. The customer service is very supportive, and the cashback rewards make everyday purchases more rewarding. It's a must-have for newcomers.

Vidya K.
Reliable and user-friendly!

Moving to a new country comes with its challenges, but Firstcard made building my financial life here so much easier. The no-SSN requirement was crucial for me. The app is user-friendly and helps me keep track of my spending and savings. Firstcard has truly been such a reliable financial partner for me as an immigrant.

Amara A.
The best way to build credit without an SSN

As an immigrant, I struggled to find a credit card. Firstcard was the perfect solution with their no-SSN requirement. Now, I can build credit and earn rewards with every purchase.

Hana P.
The stress-free way to build credit in college

Firstcard has been a game-changer for my finances as a college student. The cashback rewards are fantastic, and I love that there are no hidden fees. It's perfect for managing my spending and building credit without stress.

Brody M.
A must have!

Firstcard offers a top-notch banking experience that’s convenient, secure, and reliable. From the moment I signed up I was impressed by its user-friendly interface and seamless integration. I highly recommend it to anyone looking for a modern payment solution!!

Bella H.
Perfect for international students & immigrants!

This app is great to build credit and not worrying about overspending.

I recommend this to college students who are in need of building strong credit.

Boris M.
Easy to use credit builder card

The no-overspending risk and no annual fees were what drew me to Firstcard. The bonus cashback feature is a fun addition, and it's helped me save money effortlessly on everyday purchases.

Katherine K.

No somos como los demás.

Sin verificaciones de crédito
Sin riesgo de gasto excesivo Info
Acepta estudiantes internacionales sin SSN
APY
Info
Interés que ganas al depositar
APR
Info
Interés que pagas
0.75% con Firstcard Standard
2.00% con Firstcard+
‍4.00% con Firstcard Premium5
0%
Discover Secure

Card
0%
Hasta 28.24%9
Chase Freedom
Credit Card
0%
20.49% - 29.24%10
Bank of America Secured Card
26.24%11
For cardholders without an SSN, credit monitoring and APY features are unavailable.
For ITIN cardholders, APY feature is available; however, credit monitoring remains unavailable.

UNA FORMA MAS RÁPIDA 
DE CONSTRUIR CRÉDITO

Así es como funciona Firstcard
1
Solicita tu Firstcard
Estás preaprobado. Solicita ahora sin riesgo para tu puntaje de crédito.
2
Transfiere dinero a la cuenta Firstcard
El monto que puedes gastar es igual a tu depósito.
3
Construir crédito de manera responsable
Construye crédito gastando con Firstcard. Reportamos tus pagos mensuales a tiempo a las tres principales agencias de crédito.
Informamos a las tres principales agencias de crédito.
Tu dinero está asegurado por la FDIC hasta $250.000 a través de Regent Bank, miembro de la FDIC.
Info

¿Por qué Firstcard?

La mejor manera de construir crédito

  • Acepta inmigrantes y estudiantes internacionales sin SSN
    immigrants and foreigners.
  • Sin cuota anual, pagos atrasados ​​ni intereses
  • No más gastos excesivos
  • 0% APR.
  • Construya su puntaje crediticio cada vez que gaste
Estás preaprobado!
As seen in
You're pre-approved1
Get Started

Obtenga hasta un 15% de reembolso en efectivo2 en 29,000 comercios asociados en su campus

Ya sea comestibles, cenas o compras en línea, ¡disfrute de recompensas de devolución de efectivo que le devolverán su dinero directamente a su bolsillo!
Solicitar Ahora

Gana hasta 4.25% APY sobre tu dinero

La tasa de interés promedio nacional en las cuentas de ahorro es del 0.6% APY.12.
No somos codiciosos. Queremos ofrecer a los estudiantes una tarifa mucho mejor para que puedan hacer crecer su dinero desde el primer día.
Info
¿Qué es un APY?
APY
0.75%
2.00%
premium
4.00%4
Chase
0.01%6
Bank of America
0.01%7
Wells Fargo
0.01%8
Get Started
Get Started

Soporte al Cliente Multilingüe

Para servir mejor a nuestra diversa comunidad de habla hispana, ahora ofrecemos soporte al cliente en español. Además, también ofrecemos soporte al cliente en los siguientes idiomas: inglés, chino, japonés y portugués.
Solicitar Ahora

¿Sin SSN?
Comience con un pasaporte

No tiene sentido para nosotros que personas con buenos antecedentes financieros en su país de origen sean rechazadas para solicitudes de tarjetas de crédito en los EE. UU. Con Firstcard, las personas sin un SSN pueden solicitar una tarjeta de crédito con su pasaporte.
Solicitar Ahora
Learn more

CHOOSE THE RIGHT SECURED CARD FOR YOU

No credit checks. You’re pre-approved!
Mensual
Anual
Ahorra hasta un 23%
Construye tu crédito con un presupuesto
Standard
$4.99/por mes
Construcción de crédito
Monitoreo de crédito
Informe de crédito detallado
Cashback en comercios
Hasta un 15%
Cashback aleatorio
Hasta un 15%
Cashback ilimitado
0.10%
APR
0%
APY
0.75%
Comisión por transacción extranjera
3%
Comienza ahora
Construye tu crédito
$8.99/por mes
Construcción de crédito
Monitoreo de crédito
Informe de crédito detallado
Cashback en comercios
Hasta un 15%
Cashback aleatorio
Hasta un 15%
Cashback ilimitado
0.50%
APR
0%
APY
2.00%
Comisión por transacción extranjera
1.5%
Comienza ahora
Construye tu crédito
con Cashback y APY
Premium
$12.99/por mes
Construcción de crédito
Monitoreo de crédito
Informe de crédito detallado
Cashback en comercios
Hasta un 15%
Cashback aleatorio
Hasta un 15%
Cashback ilimitado
1%
APR
0%
APY
4.00%
Comisión por transacción extranjera
0%
Comienza ahora
Standard
$4.99/
month
$8.99/
month
Premium
$12.99/
month
Credit building
Credit monitoring
Up to 15% Cashback
APR
APY
Foreign transaction fee
0%
1.25%
3%
+ In-depth credit report
0%
2.5%
1.5%
+ In-depth credit report
0%
4.00%
0%
Construye tu crédito con un presupuesto
Standard
$48/yearly
Save $11.88
Credit building
Credit monitoring
In-depth credit report
Merchant Cashback
Up to 15%
Random Cashback
Up to 10%
Unlimited Cashback
0.10%
APR
0%
APY
0.75%
Foreign transaction fee
3%
Get Started
Construye tu crédito
$84/yearly
Save $23.88
Credit building
Credit monitoring
In-depth credit report
Merchant Cashback
Up to 15%
Random Cashback
Up to 10%
Unlimited Cashback
0.50%
APR
0%
APY
2.00%
Foreign transaction fee
1.5%
Get Started
Construye tu crédito
con Cashback y APY
Premium
$120/yearly
Save $35.88
Credit building
Credit monitoring
In-depth credit report
Merchant Cashback
Up to 15%
Random Cashback
Up to 10%
Unlimited Cashback
1%
APR
0%
APY
4.00%
Foreign transaction fee
0%
Get Started
Standard
$4.99/year
Save $11.88
$84/year
Save $23.88
Premium
$120/year
Save $35.88
Credit building
In-depth credit report
Up to 15% Cashback
APR
APY
Foreign transaction fee
0%
1.25%
3%
+ Credit monitoring
0%
2.5%
1.5%
+ Credit monitoring
0%
4.00%
0%
free
$4.99/month
or
$48/year
APY
0.75%
2.00%4
Credit monitoring feature
Additional 1% cashback on top of Merchant Cashback2 and Random Cashback3
Foreign transaction fee
1.5%
Free
Get Started
Upgrade
Free
APY
1.25%
Credit monitoring feature
Additional 1% cashback on
top of Merchant Cashback2
and Random Cashback3
Foreign transaction fee
1.5%
Get Started
$4.99/month
or
$50/year
APY
4.25%
Credit monitoring feature
Additional 1% cashback on
top of Merchant Cashback2
and Random Cashback3
Foreign transaction fee
Free
Upgrade
For cardholders without an SSN, credit monitoring and APY features are unavailable.
For ITIN cardholders, APY feature is available; however, credit monitoring remains unavailable.

Seguridad & soporte en el que puedes confiar

Seguro y protegido
La seguridad y la protección son la principal prioridad de Firstcard. Firstcard utiliza tecnología de cifrado estándar de la industria para garantizar que su cuenta y su información estén seguras y protegidas.
Asegurado hasta $250,000
El dinero en su cuenta Firstcard está asegurado hasta un monto máximo de $250,000 a través de nuestro banco asociado, Regent Bank, miembro de la FDIC.
En asociación con Mastercard
Desarrollado por Mastercard con garantía de protección contra fraude de responsabilidad cero por cargos no autorizados.

INVIERTE EN TU FUTURO

COMIENZA A CONSTRUIR 
TU CRÉDITO HOY

Get Started
Get Started
Company
About UsLearnFeesScholarship
Legal & Regulatory
Terms of useDisclosuresPrivacy PolicyCashback ProgramReferral Program PolicyMarketing Campaign TermsSecurity at Firstcard
Contact Us
FAQsupport@firstcard.app
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© 2024 Firstcard. All rights reserved.
FTC

Firstcard is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. Firstcard credit cards are issued by Regent Bank, pursuant to a license from Mastercard. Valid for 18+ and subject to account approval. FDIC deposit insurance up to $250,000 per qualified customer account on a "pass-through" basis; FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.

Forbes Featured Partner:  https://www.forbes.com/advisor/credit-cards/best/international-students/

Time Featured Partner:  https://time.com/personal-finance/article/best-credit-cards-for-students/

CNN Featured Partner:  https://www.cnn.com/cnn-underscored/money/best-credit-cards-college-students

2 

Válido para mayores de 18 años y sujeto a aprobación de cuenta.

‍

‍

2 

Cashback de Comercios: El monto del cashback lo determinan la transacción y los comercios participantes. Consulta firstcard.app/cashback-policy.

‍

2 

Cashback Aleatorio: Los usuarios pueden recibir hasta un 10% de cashback aleatorio en compras calificadas, es decir, aquellas que han sido procesadas y aceptadas por el comercio y liquidadas en la cuenta de Firstcard. Algunas transacciones, como retiros en cajeros automáticos, transferencias de efectivo, compras de tarjetas de regalo, apuestas y pagos de facturas, no califican para el cashback aleatorio. Consulta más detalles en firstcard.app/random-cashback-policy

2 

El Rendimiento Anual Porcentual ("APY") para la Cuenta de Depósito es variable y puede cambiar en cualquier momento. El APY divulgado es efectivo a partir de octubre de 2023. Los usuarios sin SSN o ITIN en archivo actualmente no son elegibles para ganar intereses. No se requiere un saldo mínimo. Las tarifas pueden reducir las ganancias en la cuenta.

‍

‍

2 

Los clientes de Firstcard+ ganarán un 1% adicional de cashback ilimitado en todas las compras elegibles con tarjeta de crédito. Se aplican exclusiones. No se obtienen recompensas de cashback en retiros de cajeros automáticos, transferencias P2P, compras de tarjetas de regalo u otros equivalentes de efectivo, y ciertos otros tipos de transacciones según lo determine Firstcard. El cashback se otorga dentro de los 7 días posteriores a que la transacción elegible se refleje en tu cuenta. No se requiere un saldo mínimo para ganar cashback.

‍

‍

2 

Datos extraídos de Chase Bank al 20 de octubre de 2023:

https://www.chase.com/content/dam/chase-ux/ratesheets/pdfs/rdfl1.pdf

‍

2 

Datos extraídos de Bank of America al 24 de octubre de 2023:

https://www.bankofamerica.com/deposits/bank-account-interest-rates-modal.go

‍

2 

Datos extraídos de Wells Fargo al 24 de octubre de 2023:

https://www.wellsfargo.com/checking/prime/

‍

2 

Datos extraídos de la tarjeta Discover It Secured Credit Card al 16 de octubre de 2023:

https://www.discover.com/credit-cards/secured/

‍

2 

Datos extraídos de la tarjeta Chase Freedom Unlimited al 16 de octubre de 2023:

https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited

‍

2 

Datos extraídos de la tarjeta Bank of America Secured Credit Card al 16 de octubre de 2023: https://www.bankofamerica.com/credit-cards/products/secured-credit-card/‍

‍
‍

‍

‍

2 

Según la FDIC, la tasa de interés promedio nacional en cuentas de ahorro es del 0.45% APY (a partir del 15 de julio de 2024) https://www.fdic.gov/resources/bankers/national-rates/.